Our investment philosophy begins with understanding your financial goals and needs, not only in terms of returns, but also in terms of downside potential when corrections and crashes inevitably occur.
Before discussing any recommendations and strategy, we invest the time and effort to understand your financial situation, your past investment experiences, and where you want to be in the future. We’ll discuss different investment scenarios to understand what are the limits and preferences for risk and return. We analyze their current portfolios, not only to see if they are well positioned from those scenarios, but also in light of the current market situation, cost control, tax efficiency and a host of other factors. We offer complimentary consultations whereby you can go through this discovery and analysis process, and take the time to experience our expertise without obligation, before making a decision. We have often been told that our care during the consultation was a key factor in many clients’ decision to come on board with us.
The portfolio managers at Pacifica have combined for over 60 years of investment and trading experience and over those years we’ve learned a great deal about what drives stock, bond, currency and commodity markets. We and have adopted an investment philosophy that provides a different perspective on risk than most:
Our methodology of evaluating investments that blends four schools of investment analysis to arrive at investment decisions:
Despite the dot-com bubble of 2000 and the great recession of 2008, general ideas behind risk management have not changed much. We try to look at risk differently than the standard measures of volatility such as “standard deviation” and “beta” or deviations from a benchmark. We try to view risk as the possibility of losing money over a period of time, and actively measure downside deviation of our tactical strategy. Additionally, we may actively employ methods to move investor cash to the sidelines in the event of a market breakdown. Although the risk is present that we could miss out on market upside, our clients who choose this management style require the active preservation of capital to ensure their retirement plans remain on track.
As truly independent managers, we can deliver what we believe to be the best in unbiased market research and true best-efforts execution through the following practices:
We also employ block trading which offers the following significant advantages: